A carrier-ready home inventory built around what your insurer actually requires after a loss. Photos, video, serials, receipts, appraisals — and an annual coverage gap analysis.
Every room photographed and videoed with serial numbers, model numbers, and approximate valuations captured for high-value items.
Carrier-ready Schedule of Personal Property in the format your insurer accepts. Updated annually and after any major acquisition.
Original purchase receipts, appraisals, jewelry valuations, and provenance documents stored in your Digital Home Twin with bank-grade encryption.
Annual review comparing inventoried value against your policy limits — flagging items above sub-limits (jewelry, fine art, wine, firearms) that need scheduling.
After a fire or major water loss, insurers settle based on what you can document. Without a pre-loss inventory, most homeowners recover 40–60% of actual replacement value. With a vault, they recover what they paid in premiums for.
Pair your vault with a Certified Maintenance Report — proof your home is professionally maintained that can help support better coverage conversations and faster claims.
Build Your VaultInsurance & Asset Vault add-on at $499/year, including full build and annual update.
Same flat price across tiers — +$499/year. The difference is which tier already includes it.
Coverage source: canonical add-on catalog. See the full add-on matrix on the Pricing page.
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